Closing the deal

Closing the deal

It’s an exciting time. Your offer has been accepted. You can’t wait to move into your new home.  But don’t start celebrating yet.  There is one final stage involved in purchasing a home — closing the deal. Closing is the point at which ownership and usually possession of the property is transferred from the seller…

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Don't Forget Closing Costs

Don't Forget Closing Costs

Don’t forget closing costs when buying a home Despite the low cost of carrying a mortgage these days, you should keep in mind “closing costs” in addition to your down payment for that dream home. These various charges can add up, and for the most part they are all legally required payments in buying a…

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Cut Years off your Mortgage

Cut Years off your Mortgage

With today’s low interest rates, deciding to buy a home is one of the best decisions anyone can make. Financing such a big purchase, however, often means combining savings with money borrowed through a financial arrangement, commonly referred to as a mortgage. Mortgages allow you to pay back the principal, or amount borrowed, plus interest,…

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Arranging your Mortgage

Arranging your Mortgage

Arranging your mortgage doesn’t have to be a baffling experience Buying a home today is an extremely attractive proposition. Interest rates are at their lowest in decades and the housing market is full of homes to suit just about any budget or family requirement. Still, you’ll inevitably have to deal with financing and this will…

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Say it with Colour

Say it with Colour

Even on the dullest winter day, colour fills our lives.  Look around and you’ll see a thousand shades of greens and browns, violets, greys, golds and blues.  Colour is also part of our language.  Few of us will dispute that it affects our moods and how we feel — red with anger, green with envy,…

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